Tenants funded
People supported across 33 rent plans.
ROOTED IN JOS. MADE FOR YOUR NEXT STEP.A place to live.
A place to live.
A space to grow.
From your next home to your own shop, we help cover your annual rent. You contribute 35%, we finance the rest. Pay back small small.
3 or 6 month repayment plans · Subject to approval
A little upfront. A way forward.₦500,000 annual rent
Illustrative lifestyle imageYou contribute₦175,000We finance₦325,000
Illustrative example. Service fee applies.
OUR PROGRESS SO FAR
Small beginnings. Real progress.
Behind every rent plan is someone making their next move.
In rent value supported
Total annual rent covered by these plans.
Financed by ChakkamRent
The financed portion of those rent plans.
From ChakkamRent’s portal · Updated 16 Oct 2026 · Amounts rounded for display.The story behind the numbers
35% upfront contribution 3 or 6 month plans Clear costs before you commit
LIFE MOVES. BUSINESS GROWS.
Rent support for both.
A roof over your head. A door open for business.
Let’s make the rent more manageable.
RESIDENTIAL RENT
A place to call home.
Moving into a new place or renewing your rent? Spread the cost with a structured repayment plan.
Finance my home rentCOMMERCIAL RENT
Yes, we pay shop rent too.
Your shop. Your business space. Keep room in your budget for stock, equipment and the work you love.
Finance my business rentA CLEAR PATH FORWARD
Big rent. Smaller steps.
From your application to your last repayment,
know what comes next.
Apply with your details and the home, shop or commercial space you want to finance.
We review your information and documents to assess eligibility. Application review takes 24–48 working hours.
After approval, complete your documentation and 35% contribution. We arrange the rent payment with your landlord.
Repay over 3 or 6 months. Make smaller payments along the way, completing each instalment by its due date.
ChakkamRent
An illustration of your financing journeyYour next chapter starts here
One application. A clearer way forward.
NO GUESSWORKSee your numbers.
See your numbers.
Then make your move.
Upfront contribution, service fee, monthly repayments.
The full picture, before you apply.
YOUR RENT, YOUR NUMBERSLet’s make room
Let’s make room
in your budget.
Explore a repayment estimate for your home, shop or business space.
Enter your full annual rent, not your monthly income.
Your upfront contribution is 35%. The service fee is 25% of the amount financed.
ESTIMATED MONTHLY REPAYMENT
₦67,708.33
per month for 6 months
- Upfront contribution 35% of rent
- ₦175,000
- Amount financed 65% of rent
- ₦325,000
- Service fee 25% of amount financed
- ₦81,250
- Total you pay Contribution + repayments
- ₦581,250
Illustrative estimate, subject to eligibility and approval. Monthly amounts are rounded; your final repayment schedule will show exact amounts. Late-payment fees may apply.
Start your applicationUnderstand every naira.
Your contribution
You cover 35% of the annual rent upfront. We finance the remaining 65%, subject to approval.
Your share of the rentThe service fee
20% of the financed amount for a 3-month plan, or 25% for 6 months. Included in your repayments.
Calculated on the amount financedYour monthly plan
Repay the financed amount and service fee over your plan. Complete each instalment by its due date.
Late-payment fees may applyA LITTLE TODAY. A LITTLE TOMORROW.Pay back,
Pay back,
small small.
Income doesn’t always arrive in one lump sum. Your repayments don’t have to either.
Pay smaller amounts toward your monthly instalment whenever it works for you. Just complete the full amount by its due date.
Explore rent financingYOUR MONTHLY INSTALMENTIllustrative example
₦65,000₦15,000 paid₦50,000 left
Try adding a payment. No money moves.
Yes. ChakkamRent finances residential and commercial rent, including shops and business spaces. Tell us the property type and rent amount in your application. Financing is subject to eligibility, property review and approval.
You contribute 35% of the annual rent. ChakkamRent finances the remaining 65%, subject to approval. The calculator shows the service fee and your total estimated outlay before you apply.
Salary earners, NYSC corps members and business owners can apply. We review your income and supporting documents to assess eligibility. Our service is currently available in Jos.
Application review takes 24–48 working hours. Rent payment follows approval, completed documentation and your upfront contribution. The team will confirm the next steps and timing for your application.
Yes. You can make smaller payments toward your monthly instalment. The full instalment must be completed by its due date.
A late fee applies from the day after your due date until you pay. Review the applicable fees and repayment terms in your agreement, and contact our team if you need help.
You’ll provide personal information, income or business details, property information and supporting documents. Landlord and guarantor documentation forms part of the process. The application guides you through the requirements.
YOUR NEXT CHAPTERFor the life you’re living.
For the life you’re living.
For the business you’re building.
Let’s find a more manageable way to pay your rent.
Start your application Homes & commercial spaces · Currently in Jos