ChakkamRentChakkamRent

Now live in Jos

Move in.
Pay small
small.

You cover 35% upfront. ChakkamRent covers the rest, so you move in today instead of finding a full year's rent all at once.

35% deposit only
3 or 6 month plans

Try it yourself

You pay upfront₦175,000
Then monthly₦67,708
Apply with these numbers

0+

Tenants funded

0M+

In rent value funded

0

Hidden charges

Rent shouldn't cost you a year's savings at once.

Only on ChakkamRent

Pay Small Small

Say your instalment is ₦65,000. Instead of paying it all at once, pay ₦5,000 today, ₦10,000 tomorrow, whatever works for you. Once your payments add up to the full amount, that month is done. No deadline stress.

July instalment

65,000

0 paid65,000 left
+₦5,000
+₦10,000
+₦20,000

Built different

What makes ChakkamRent, ChakkamRent

Live dashboard

Track every payment and every naira you owe, updated in real time.

Instant calculator

See your exact deposit and monthly numbers before you ever apply.

Encrypted payments

Every payment is protected with bank-grade encryption, on card, transfer, or USSD.

Eligibility

Who ChakkamRent is for

Income earners

Salary earners and NYSC corpers alike. Spread your rent across your monthly income instead of one lump sum.

Business owners

Keep working capital in your business while ChakkamRent covers your rent.

The process

How it works

Apply

Fill in your rent details in minutes.

Await approval

We confirm and review your application within 24 to 48 working hours.

Deposit and documentation

Pay 35% upfront and submit your landlord and guarantor documents.

Pay monthly

Clear the rest over 3 or 6 months.

The old way

  • Pay your full year's rent in one lump sum
  • Save for months before you can move
  • Risk losing the apartment while you save
  • No flexibility once you've paid

The ChakkamRent way

  • Pay just 35% deposit upfront
  • Move in immediately, same day
  • Secure your apartment right away
  • Repay flexibly, small small

FAQ

Common questions

A late fee applies from the day after your due date until you pay.

Yes, as long as the full monthly amount is completed before the due date.

Yes. All payments are processed through Flutterwave, a licensed payment provider used across Africa for secure card, bank transfer, and USSD payments.

Salary earners, NYSC corpers, and business owners can all apply. During the application, we determine which plan fits you best based on your answers, no need to know in advance.

Once you've fully repaid your plan, you're free to renew for another term if you're staying in the same apartment, or move out with your plan fully settled.

We don't run a formal credit bureau check, but we do review your application details and financial documents, including any existing loans, as part of assessing your eligibility.

Looking to invest instead?

Fund tenant rent plans through ChakkamRent and earn returns as they repay monthly.

Get in touch

Ready to move in?

Apply in minutes. Move in today. Pay small small.

Apply Now
Bank-grade encrypted payments