A place to call home.
Planning a move or a rent renewal? Explore a structured way to spread the cost of your annual rent.
Explore home rent financingWhether you’re moving into a home, renewing your rent, or opening a shop, understand your options and see the numbers before you apply.
35% upfront contribution · 3 or 6 month plans · Subject to approval

Adjust the annual rent and repayment period to explore an estimate for a home, shop or business space.
Explore a repayment estimate for your home, shop or business space.
Enter your full annual rent, not your monthly income.
Your upfront contribution is 35%. The service fee is 25% of the amount financed.
₦67,708.33
per month for 6 months
Illustrative estimate, subject to eligibility and approval. Monthly amounts are rounded; your final repayment schedule will show exact amounts. Late-payment fees may apply.
Start your applicationKnow the main steps, what happens next and when your repayments begin.
Apply with your details and the home, shop or commercial space you want to finance.
We review your information and documents to assess eligibility. Application review takes 24–48 working hours.
After approval, complete your documentation and 35% contribution. We arrange the rent payment with your landlord.
Repay over 3 or 6 months. Make smaller payments along the way, completing each instalment by its due date.
One application. A clearer way forward.
ChakkamRent supports eligible residential and commercial rent applications in Jos.
Planning a move or a rent renewal? Explore a structured way to spread the cost of your annual rent.
Explore home rent financingFinance rent for your shop or business space, and plan repayments around the work you’re building.
Explore business rent financingMake smaller payments toward your monthly instalment whenever you’re able. Complete the full instalment by its due date.
Your dashboard helps you keep track of payments, balances and due dates.
Try adding a payment. No money moves.
The application guides you through the details and documents needed for review.
Start your applicationYour contact information, address and a valid government-issued ID.
Information about your salary, NYSC allowance or business income.
The property type, address, rent amount and lease information.
Proof of income and identity, plus the supporting details requested in your application.
See how rent financing works for your situation.
Talk to our teamYes. ChakkamRent finances residential and commercial rent, including shops and business spaces. Tell us the property type and rent amount in your application. Financing is subject to eligibility, property review and approval.
You contribute 35% of the annual rent. ChakkamRent finances the remaining 65%, subject to approval. The calculator shows the service fee and your total estimated outlay before you apply.
Salary earners, NYSC corps members and business owners can apply. We review your income and supporting documents to assess eligibility. Our service is currently available in Jos.
Application review takes 24–48 working hours. Rent payment follows approval, completed documentation and your upfront contribution. The team will confirm the next steps and timing for your application.
Yes. You can make smaller payments toward your monthly instalment. The full instalment must be completed by its due date.
A late fee applies from the day after your due date until you pay. Review the applicable fees and repayment terms in your agreement, and contact our team if you need help.
You’ll provide personal information, income or business details, property information and supporting documents. Landlord and guarantor documentation forms part of the process. The application guides you through the requirements.
Explore your estimated costs, then apply when you’re ready.
Start your application Homes & commercial spaces · Currently in Jos